Privacy policy
FlexiNest.ca (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
By using FlexiNest, you agree to the practices described in this policy.
Key points at a glance
A quick summary. The full policy below always applies.
We’re not a lender
We connect you with independent third-party lenders.
What we collect
Details you give in your loan request, plus basic site usage data.
We don’t sell your data
We do not sell personal information to unrelated third parties.
Shared with lenders
Once a lender has your details, their privacy policy applies.
Cookies
Used to improve the site. You can turn them off in your browser.
Your rights
Ask to access, correct or delete your data, depending on your province.
1Who We Are
FlexiNest.ca is an online loan connection platform. We are not a lender. We connect users with independent third-party lenders who may offer short-term loan products.
2Information We Collect
We may collect the following types of information:
A. Personal Information
When you submit a loan request, you may provide:
- Full name
- Email address
- Phone number
- Address
- Employment information
- Income details
- Banking information
This information is necessary to forward your request to potential lenders.
B. Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address
- Browser type
- Device type
- Pages visited
- Time spent on pages
- Referral source
This data helps us improve website performance and user experience.
3How We Use Your Information
We may use collected information to:
- Connect you with third-party lenders
- Process loan request submissions
- Improve website functionality
- Analyze user behavior
- Communicate with you regarding your request
- Comply with legal obligations
We do not sell your personal information to unrelated third parties.
4Sharing of Information
We may share your information with:
- Independent third-party lenders
- Service providers who help operate our website
- Legal authorities when required by law
Once your information is shared with a lender, their privacy policy will govern how your information is handled.
We encourage users to review lender privacy policies carefully.
5Cookies & Tracking Technologies
FlexiNest uses cookies and similar tracking technologies to:
- Improve user experience
- Analyze website traffic
- Understand user preferences
You can disable cookies in your browser settings. However, doing so may affect website functionality.
6Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information.
However, no online system can guarantee 100% security. By using this website, you acknowledge that data transmission over the internet carries inherent risks.
7Data Retention
We retain personal information only as long as necessary for:
- Fulfilling the purposes described in this policy
- Complying with legal obligations
- Resolving disputes
8Your Privacy Rights
Depending on your province, you may have rights to:
- Request access to your personal information
- Request correction of inaccurate data
- Request deletion of your data (subject to legal limitations)
To exercise these rights, please contact us through our website contact page.
9Third-Party Websites
FlexiNest.ca may contain links to external websites.
We are not responsible for:
- Third-party privacy practices
- External website content
- Data collection policies of lenders or partners
Users should review third-party privacy policies independently.
10Children’s Privacy
FlexiNest.ca is not intended for individuals under the age of 18 (or 19 where required by provincial law).
We do not knowingly collect personal information from minors.
11Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Changes will be posted on this page with a revised effective date.
Continued use of the website constitutes acceptance of the updated policy.
12Contact Us
If you have questions about this Privacy Policy, please contact us through our Contact page.
Questions about your privacy?
Get in touch to ask about, access or correct your information, or read our Terms and Conditions.