FlexiNest.ca (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
By using FlexiNest, you agree to the practices described in this policy.
1. Who We Are
FlexiNest.ca is an online loan connection platform. We are not a lender. We connect users with independent third-party lenders who may offer short-term loan products.
2. Information We Collect
We may collect the following types of information:
A. Personal Information
When you submit a loan request, you may provide:
Full name
Email address
Phone number
Address
Employment information
Income details
Banking information
This information is necessary to forward your request to potential lenders.
B. Automatically Collected Information
When you visit our website, we may automatically collect:
IP address
Browser type
Device type
Pages visited
Time spent on pages
Referral source
This data helps us improve website performance and user experience.
3. How We Use Your Information
We may use collected information to:
Connect you with third-party lenders
Process loan request submissions
Improve website functionality
Analyze user behavior
Communicate with you regarding your request
Comply with legal obligations
We do not sell your personal information to unrelated third parties.
4. Sharing of Information
We may share your information with:
Independent third-party lenders
Service providers who help operate our website
Legal authorities when required by law
Once your information is shared with a lender, their privacy policy will govern how your information is handled.
We encourage users to review lender privacy policies carefully.
5. Cookies & Tracking Technologies
FlexiNest use cookies and similar tracking technologies to:
Improve user experience
Analyze website traffic
Understand user preferences
You can disable cookies in your browser settings. However, doing so may affect website functionality.
6. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information.
However, no online system can guarantee 100% security. By using this website, you acknowledge that data transmission over the internet carries inherent risks.
7. Data Retention
We retain personal information only as long as necessary for:
Fulfilling the purposes described in this policy
Complying with legal obligations
Resolving disputes
8. Your Privacy Rights
Depending on your province, you may have rights to:
Request access to your personal information
Request correction of inaccurate data
Request deletion of your data (subject to legal limitations)
To exercise these rights, please contact us through our website contact page.
9. Third-Party Websites
FlexiNest.ca may contain links to external websites.
We are not responsible for:
Third-party privacy practices
External website content
Data collection policies of lenders or partners
Users should review third-party privacy policies independently.
10. Children’s Privacy
FlexiNest.ca is not intended for individuals under the age of 18 (or 19 where required by provincial law).
We do not knowingly collect personal information from minors.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Changes will be posted on this page with a revised effective date.
Continued use of the website constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy, please contact us through our Contact page.