Frequently Asked Questions (FAQ)
Everything You Need to Know About Flexinest.
What types of loans does Flexinest offer?
We offer a range of online loans including installment loans, payday loans, bad credit loans and same-day loans.
Who can apply for a loan?
To qualify, you must be a Canadian resident, at least 18 years old, have a steady income (employment or benefits), and an active bank account.
How quickly can I get the money?
Most approved loans are funded within the same day or by the next business day, depending on your bank and the time of your application.
Do you check my credit score?
Lenders we work with may perform a soft or full credit check, but we specialize in helping people with bad credit or no credit history get approved.
How much can I borrow?
Loan amounts range from $100 to $35,000 depending on the lender and your eligibility.
Is the application process secure?
Yes! We use bank level encryption to protect your personal and financial information throughout the entire process.
Can I repay my loan early?
Absolutely. Our lenders allow you to repay your loan early with no penalties, helping you save on interest.
What if I can’t make a payment?
We understand life happens. If you’re having trouble repaying, contact us or your lender ASAP to discuss postponement options or set up a new plan.