Frequently Asked Questions (FAQ)

No. FlexiNest.ca is not a lender. We are a loan connection platform that matches borrowers with independent third-party lenders. We do not approve or deny loans and do not set loan terms.

Some lenders consider applications from borrowers with less-than-perfect credit. Approval depends on income, banking history, and lender criteria. Approval is never guaranteed.

If approved by a lender, funds may be sent via direct deposit or Interac e-Transfer. In many cases, same-day funding may be possible during normal business hours. Processing times depend on lender policies and your bank.

Loan amounts range from $100 to $1500 depending on the lender and your eligibility.

“No refusal” is a common search term used by borrowers seeking higher approval chances. However, no lender can guarantee approval for everyone. Each application is reviewed individually based on lender criteria.

In several provinces, the maximum fee is $14 per $100 borrowed. For example, borrowing $500 may result in a $70 fee, for a total repayment of $570. Actual fees depend on provincial regulations and lender policies.

No. Submitting a request through FlexiNest.ca is free. We may receive compensation from lenders when users are successfully matched.