How much would you like to borrow?

We can help you find a loan in minutes. Borrow up to $35000 with FLEXINEST

Loans from $100 -$35,000
No Early Repayment Fees
1000's of People Helped
Rated excellent on Flexinest

Installment Loans Canad up to $35, 000

With Flexinest, borrow installment loans  between $1500 and $35,000 with no setup fees and no penalties for early repayment. Payback terms range from 1 to 24 months, and the interest rate you’re offered depends on your unique financial situation.

An installment loan is a type of personal loan that lets you borrow a set amount of money and repay it in fixed, regular payments. It’s a simple, predictable way to manage cash flow without the stress of lump-sum repayments.

How Flexinest Installment Loans Work

  • 1
    Apply Online
    Just a few clicks and basic info.
  • 2
    Get Approved Fast
    Applications reviewed within the hour.
  • 3
    Receive Your Money
    Funds direct to your account, often the same day.
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Choose Flexinest Installment Loans

Flexinest is a trusted direct lender, which means no middlemen, no hassle—just fast, reliable access to the funds. Even if you have a low credit history, we’ll still consider your application.

With over 20 years of experience helping Canadians, we’ve built a reputation for providing financial solutions that are flexible, fair, and tailored to your needs.

Our quick eligibility checker won’t impact your credit score and gives you a decision in minutes. Thousands have already chosen Flexinest for their personal loans—you can too.

Who Can Apply?

To qualify, you need to be:

• At least 21 years old
• Employed with a regular income
• A resident of Canada
• A Canadian bank account holder with a debit card

Simply click Get Started and provide us with a few details to see if you are eligible for installment loans direct lender. You will receive an instant decision without it touching your credit score. Successful applicants can then complete their request and when approved, will get the money same day*

Top Reasons to Take Out an Installment Loan

Unexpected Bills
Car Repairs
Appliance Breakdowns
Medical
Family Emergencies
Build Your Credit

FLEXINEST Made for Canadians

🔎 Browse our local loan options for personalized offers in your area.

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Frequently Asked Questions

An installment loan is a personal loan ( short term and long term) that you repay over time in easy installments – usual weekly and monthly. Unlike payday loans, you don’t have to repay the entire amount at once.

Yes! We specialize in installment loans for bad credit in Canada. We look at your overall financial situation, not just your credit score.

We welcome all Canadians! You can apply if you:

  • Are at least 18 years old

  • Have a steady source of income (full-time, part-time, or benefits)

  • Have an active Canadian bank account

  • Live in a province where we operate (like Ontario, BC, Alberta, and Quebec)

No perfect credit score needed!

Most approved borrowers receive funds within 24 hours, and the same day. 

Yes, We offer no hard credit check loans, especially for returning customers. While verify some basic info, it won’t impact your credit the way a traditional loan might.

No! There’s no obligation and no impact on your credit score just for applying.

Loan amounts range from $500 to $35,000, depending on your income, credit profile, and province of residence.

You can choose a repayment plan that fits your budget weekly and monthly. Lender set up automatic withdrawals, so you’ll never miss a payment.

Yes, Flexinest works with reputable lenders across Canada. We connect people with a trusted provider that matches your requirements, all while ensuring transparency and responsible lending practices.

What Do Our Customers Say About Us?

  • "Amazing Service so fast to respond to any Queries"
    Easy to apply
    Jasmine R., Toronto
    Jasmine R., Toronto
  • I have less-than-perfect credit, and most lenders wouldn’t give me a chance.
    Helped me when others wouldn’t.
    Mark L., Edmonton
    Mark L., Edmonton
  • I’ve never taken out a personal loan before, but Flexinest made it so easy
    “So easy and quick!”
    Sarah M., Vancouver
    Sarah M., Vancouver
  • What stood out to me was how professional and respectful Flexinest was throughout the process.
    Trustworthy and professional
    Daniel P., Halifax
    Daniel P., Halifax
  • Email
    info@flexinest.ca
  • Phone
    +01 514 859 6778

The cost of borrowing at FlexInest is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.